We make it easy to offer permanent life insurance and long-term care solutions that attract, protect, and retain top talent.
Whether you’re a consultant looking to add value to your clients, or an employer looking to offer meaningful benefits, Cycle Benefits makes adding life/long-term care simple, easy and accessible.
Employees need protection-
but don't have access to it.
Most employees don’t have permanent life insurance or long-term care coverage and wouldn’t qualify easily on their own.
A modern experience built for real employees.
We replace confusion with clarity-using text messaging, simple decision paths, and seamless enrollment tools that guide employees every step of the way.
Better benefits. Stronger teams. Zero added chaos.
Offer meaningful protection your employees actually value-without adding work, complexity, or disruption to your process.
Guaranteed issue. Rate locked at enrollment. Price never increases, benefit never decreases
We simplify life and long-term care benefits so HR leaders can deliver more value with less effort and employees can make confident decisions with clarity.
We use text and mobile technology to educate and guide employees-meeting them where they are.
We act as a financial steward, not a salesperson. Our goal is to inform, empower, and help employees choose what's right for them.
Our streamlined process eliminates the noise and makes adding valuable benefits off cycle, simple and stress free.
Our implementation is strategic, intentional, and hands-off-so you can enhance your benefits package without adding to your already full plate.
Better experience. Better decisions. Better outcomes. That’s the Cycle Benefits difference.
Our Life and Long-Term Care plans are built on the Pay Yourself First Principle ™ – Helping employees protect their future for $1- $3 per day
Life Insurance Coverage
Life Insurance Coverage
Life Insurance Coverage
Cycle Benefits gives you a turnkey way to bring meaningful protection to the people you serve.
Help employers address a critical gap in financial wellness and retirement planning without disrupting existing benefit strategies, enrollment processes, or broker relationships.
Deepen client relationships by introducing a valuable financial wellness solution that helps protect employees and their families from the financial impact of long-term care
Help clients protect the retirement assets they’ve spent years building. Long-term care expenses can quickly erode retirement savings; Cycle Benefits provides a practical workplace solution to help address that risk.
Tell us a little about your team, and we’ll show you how simple it is to bring this to your employees without adding complexity to your process.
Connect with a Cycle Benefits specialist to explore how this fits your clients or organization.
See exactly how our employee experience works from first message to enrollment.
Have something specific in mind? We'll get you clear, straightforward answers-fast.
We respect your privacy. Your information will never be shared.