We make it easy to offer permanent life insurance and long-term care solutions that attract, protect, and retain top talent.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Employees need protection-
but don't have access to it.
Most employees don’t have permanent life insurance or long-term care coverage and wouldn’t qualify easily on their own.
A modern experience built for real employees.
We replace confusion with clarity-using text messaging, simple decision paths, and seamless enrollment tools that guide employees every step of the way.
Better benefits. Stronger teams. Zero added chaos.
Offer meaningful protection your employees actually value-without adding work, complexity, or disruption to your process.
Guaranteed issue. Rate locked at enrollment. Benefits never increase or decreases.
We simplify life and long-term care benefits so HR leaders can deliver more value with less effort-and employees can make confident decisions with clarity.
We use text and mobile technology to educate and guide employees-meeting them where they are.
We act as a financial steward, not a salesperson. Our goal is to inform, empower, and help employees choose what's right for them.
It's chaotic. We get it. Our streamlined process eliminates the noise and makes adding valuable benefits simple and stress-free.
Our implementation is strategic, intentional, and hands-off-so you can enhance your benefits package without adding to your already full plate.
Better experience. Better decisions. Better outcomes. That’s the Cycle Benefits difference.
Real value for employees. Real results for your organization.
Employees value benefits that protect their future-not just today.
Unexpected care costs can derail retirement planning and financial security.
Care burdens create stress, distraction, and lost productivity at work.
Protection that lasts a lifetime-not something that expires.
Access up to 75% of the benefit while alive-when care is needed most.
Builds value over time that employees can access when life happens.
Everyone qualifies.No medical exams.No questions.
Special rates only available through your employer.
Change jobs. Retire.Your policy goes with you at the same rate.
Text and mobile tools make enrollment simple and seamless.
Our life and long-term care plans are built on the “Pay Yourself First” principle-helping employees protect their future for just a few dollars a day.
Life Insurance Coverage
Life Insurance Coverage
Life Insurance Coverage
Tell us a little about your team, and we’ll show you how simple it is to bring this to your employees-without adding complexity to your process.
Connect with a Cycle Benefits specialist to explore how this fits your clients or organization.
See exactly how our employee experience works-from first message to enrollment.
Have something specific in mind? We'll get you clear, straightforward answers-fast.
We respect your privacy. Your information will never be shared.
